How to Overcome Military Family Financial Challenges

first_imgTake Advantage of Benefits One of the biggest challenges for veterans is the transition from military service to a civilian job. The lapse of employment that may follow military service can put an additional burden on the families finances, so it’s important to know what options are available to you upon leaving the military. There are numerous organizations and programs, like Hire Heroes USA and the VA’s Make the Connection, that can help vets not only find jobs but network with others who, like them, had to overcome the struggle of reentering civilian life. Side hustles are great for spouses of those who serve because they’re fun, can easily be done from home or close to home, and can really help boost your cash flow. From selling photos to tutoring to blogging, there’s bound to be an side hustle out there that’s perfect for you. If you’re not sure where to start though, check out my blog entry on finding the perfect side hustle!For Veterans Utilize Discounts and Hunt Down Freebies Minimize Your Debt Companies offer deals for military families in a variety of categories, such as school supplies, clothing, cars, electronics, and professional services. There are also programs that offer free services to military families. For example, the annual America is Beautiful national parks pass gives military members free access to 2,000 different federal recreation sites. Here are some more freebies and discounts for military families. Don’t forget to also call your utility companies and insurance companies to see if they have any military discounts they can apply to your bill. Photo by Cpl. Thomas Bricker. CC BY 2.0Making a strong effort to get out of debt can really help your family. Start out by tracking your spending (for some tips to help you track your spending, visit here). Once you know your spending habits, use that information to create a budget that fits your needs. Once you have a working budget you should be able to free up cash flow and start paying down debt. If you have multiple debts and aren’t quite sure where to start, a good rule of thumb is to focus on the debt with the highest interest rate first; this will save you the most in the long run! Consider a Side Hustle Find A Job That’s Right for You We’ve all seen those crazy couponers and, while it might be unrealistic for most people to reach that level of dedication, it is very easy to save with coupons and everyday savings. Social media and email are both great ways to find deals on the things you want from the shops you most frequently visit. Subscribe to email newsletters from your favorite stores , so you can be notified of sales and receive exclusive coupons and discounts.Newspapers and magazines also offer great coupons, as well as sites like Coupons.com and AFullCup.com. You can also look into Commissionaryshopper.com, which is a coupon site designed specifically for military families! By Leslie Tayne, AttorneyWith unexpected moves and the possibility of overseas deployment, military families are faced with some interesting obstacles when trying to save money and plan for future expenses. Thankfully, there are some simple strategies both service members and their families can employ to help overcome their financial challenges.Below I’ve provided some simple tips to help military families boost their cash flow, improve their financial well-being, and keep their financial future looking bright!For Families Look for Everyday Savings There are a variety of organizations out that there dedicated to helping veterans get their post-service lives off to a running start. Volunteers for America helps veterans find affordable housing and offers other helpful services. Your local Housing and Urban Development Plan (HUD) can also provide aid in finding homes. Other opportunities available for veterans and their families include the American Legion (which provides emergency cash grants for children of service members), USA Cares (which helps veterans pay for housing), and Disabled American Veterans (which provides services for disabled veterans). Make sure to inquire with local stores as well as your insurance and utility companies to see if you can qualify for veteran discounts.While the financial difficulties that military families face are by no means easy to overcome, possessing the right knowledge and adopting good financial habits can help ease the burden significantly. What financial struggles have you faced as a military family? What solutions did you discover? Feel free to share your story in our comments section! Leslie H. Tayne has more than a decade of experience in the practice area of consumer and business financial debt-related services. Speaker, Author, Attorney and Founder of the Tayne Law Group, P.C., Leslie is working towards reshaping the debt industry by offering real, proven solutions to help her clients get back on the road to financial freedom. Ms. Tayne will be presenting our September 20 webinar, Credit & Debt Issues for Military Families. Join us at 11 a.m. ET for this great learning opportunity.last_img read more

Pimpri-Chinchwad to get police commissionerate

first_imgMumbai: The Maharashtra cabinet on Tuesday cleared the proposal to carve out a separate Pimpri-Chinchwad Police commissionerate from the existing Pune police commissionerate, with an aim to tackle the growing population, urbanisation, industrialisation, number of motor vehicles, political constituencies and increasing number of complaints. “Pimpri-Chinchwad has grown immensely in recent years. In addition, it hosts a large number of industries, IT companies in areas like Hinjewadi, and colleges. With constant influx of labourers from across the country in all industries, it has been observed that crime rate too is increasing,” said Girish Bapat, Guardian minister of Pune district. “The new arrangement will help in quick response to the crimes reported and maintain the law and order situation,” he said. The proposed commissionerate will have 15 police stations, namely Nigdi, Pimpri, Chinchwad, Bhosri, Bhosri MIDC, Wakad, Hinjewadi, Sangavi, Dighi and Chikhli from the urban areas while Chakan, Alandi, Dehuroad, Talegaon-Dabhade and Talegaon MIDC from rural part. It will cater to a population of around 22 to 23 lakh. On administrative front, the new commissionerate will require creation of 2,633 posts, which will be undertaken in three stages. For the first stage ₹107.72 crore will be spent on creation of 1,568 posts while ₹24.04 crore will be for office use ,and ₹188.83 crore for construction of residence. “We will require land of around 100 acres to set up a new office building, search for which has begun. The entire process would take a month or two,” said Mr. Bapat.last_img read more

Kai Sotto raring to learn from Gilas seniors

first_imgSotto hopes that he can get a chance to attend more of these Gilas practices, granting that he’s free from his school assignments and obligations with the Ateneo Blue Eaglets.“I can join here if we don’t have an exam or we don’t have a game the following day. I’m just really happy and excited to attend these sessions,” he said. Brace for potentially devastating typhoon approaching PH – NDRRMC Kai Sotto. PBA IMAGESKai Sotto, pegged as the future of Gilas Pilipinas, is just humbled by the opportunity given to him by coach Chot Reyes to train with the national team.But the 7-foot center doesn’t want to feel pressured after being touted as one of the cornerstones for the 2023 Fiba World Cup.ADVERTISEMENT Typhoon Kammuri accelerates, gains strength en route to PH Zark’s-Lyceum gets act together, staves off Akari-Adamson Slow and steady hope for near-extinct Bangladesh tortoises Read Next View comments 2 ‘newbie’ drug pushers fall in Lucena sting “I just want to focus on what I’m doing. I don’t want to think about the pressure,” said Sotto on Monday after attending his first Gilas Pilipinas practice as a “23-for-23” cadet.The 15-year-old Sotto had his first chance to bang bodies with his contemporaries as he went to scrimmage with the likes of June Mar Fajardo, Japeth Aguilar, and Calvin Abueva.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSLillard, Anthony lead Blazers over ThunderSPORTSMalditas save PH from shutoutAnd it didn’t take long for him to learn his first lessons from the current Gilas pool members.“If you’re playing basketball everyday, you’ll know what’s happening on the court. I think all of us players can learn here. I try to reach out to the seniors because I want to learn from them,” he said.center_img Globe Business launches leading cloud-enabled and hardware-agnostic conferencing platform in PH MOST READ Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City Don’t miss out on the latest news and information. John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding Kammuri turning to super typhoon less likely but possible — Pagasa LATEST STORIES NEXT BLOCK ASIA 2.0 introduces GURUS AWARDS to recognize and reward industry influencerslast_img read more

Karl-Anthony Towns help Wolves recover in 120-103 win over Magic

first_imgMinnesota Timberwolves’ Karl-Anthony Towns, left, drives against Orlando Magic’s Nikola Vucevic, of Montenegro, in the first half of an NBA basketball game Friday, Jan. 4, 2019, in Minneapolis. (AP Photo/Jim Mone)MINNEAPOLIS — Through 17 minutes, the Minnesota Timberwolves watched the Orlando Magic shoot 76.4 percent and open a 19-point lead. Returning home after a trip was looking like another letdown for Minnesota.Then the Timberwolves started playing team defense.ADVERTISEMENT Karl-Anthony Towns had 29 points and 15 rebounds, and Jeff Teague added 23 points and 10 assists in his return to the Minnesota lineup in the Timberwolves’ 120-103 comeback victory Friday night.Taj Gibson added 14 points and 10 rebounds for Minnesota. The Timberwolves recovered from a 19-point deficit midway through the second quarter with a 44-12 run through the 5:51 of the third quarter.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSUrgent reply from Philippine ‍football chiefSPORTSSEA Games: Biñan football stadium stands out in preparedness, completion “Once we started playing defense,” Minnesota coach Tom Thibodeau said. “I thought the last five minutes of the second quarter we got going. We got some stops. I thought (Anthony Tolliver) gave us a big lift. He hit a couple big 3s and that gave us the energy, gave us a lift, and the defense, I thought, in the second half was very good.”Nikola Vucevic had 22 points for Orlando, but just eight after the first quarter. The Magic, who had won three of four, hit 26 of their first 34 shots (76.4 percent) before fading. Terrence Ross scored 13 points off the bench for Orlando, but he missed his final four 3-pointers after starting 3 of 5 from beyond the arc during the Magic’s hot start. Evan Fournier added 21 points.“This game was ours to take, to be honest,” Fournier said. “It was really ours. When you’re up 20 on the road, you should be winning those games.”Minnesota found a way to slow Orlando in the second and continued the momentum into the second half. The Magic missed 12 of their final 14 shots of the first half and were 7 of 23 in the third quarter.Teague and Towns took over offensively in the second half. Teague had nine points and four assists in the third, and Towns had 21 points in the second half after first-half foul trouble.“It was just lazy, undisciplined and soft,” Orlando forward Aaron Gordon said. “We didn’t have it tonight on the defensive end. It’s not OK at this point in the season.”ADVERTISEMENT SEA Games: Biñan football stadium stands out in preparedness, completion MOST READ Sports Related Videospowered by AdSparcRead Next View comments LATEST STORIES Hotel management clarifies SEAG footballers’ kikiam breakfast issue Victor Oladipo hits late 3, Pacers beat Bulls in OT Is Luis Manzano planning to propose to Jessy Mendiola?center_img SEA Games: Biñan football stadium stands out in preparedness, completion Private companies step in to help SEA Games hosting SEA Games hosting troubles anger Duterte The Wolves came back from a halftime deficit for the sixth time in 22 games this season. Friday matched their best comeback of the season and five of their six wins when trailing at the half have come at home.“We came in here, at halftime, we said, ‘hey, we’ve got to change the game,’” Towns said. “We did that. In essence, we came in here and mostly slapped each other and said, ‘Wake up.’”TIP-INSMagic: F Jonathon Simmons returned after missing two games because of a sprained left ankle. Simmons scored six points in 21 minutes off the bench. … Orlando set a season high with the 68 first-half points. The franchise record is 78, set on Nov. 3, 2010, against Minnesota.Timberwolves: F Robert Covington missed his second straight game with a right knee bone bruise and is sidelined indefinitely. G Derrick missed his fourth straight game because of a sprained right ankle. … Towns had his 25th double-double in 39 games this season. … Without Covington, Tolliver played for the second straight game and matched his season high with 11 points. … Minnesota is 13-6 at home this season and 5-15 on the road.TEAGUE COMEBACKTeague wasn’t rusty in his return after missing nine games due to left ankle inflammation. Teague was 8 of 10 from the field and hit all three of his 3-pointers, including a quick shot from 28 feet to beat the 24-second clock on one third-quarter possession.It was Teague’s fourth game of the season with at least 20 points.“Teague lived in the paint,” Magic coach Steve Clifford said. “He set the tone early in the game right away, and we were never able to stop his penetration, pick-and-roll or anything else. I thought he was the biggest key in the game.”UP NEXT Magic: Their six-game trip continues Sunday against the Los Angeles Clippers.Timberwolves: Host the Los Angeles Lakers on Sunday. TS Kammuri to enter PAR possibly a day after SEA Games opening Don’t miss out on the latest news and information. LOOK: Joyce Pring goes public with engagement to Juancho Triviño Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krausslast_img read more

Its a vegan world after all at least at Disney parks

first_imgORLANDO — It’s a vegan world after all, at least at Disney’s U.S. theme parks.Disney said Tuesday that plant-based meals would be available at all of its restaurants and quick-meal hubs at Walt Disney World in Florida and Disneyland Resort in California.The company says on its blog that the vegan meals will be available starting next week at the Florida resort’s parks and hotels, and beginning next spring at the California resort. Visitors will be able to identify the dishes by a green-leaf icon on its menus.Disney officials say guests have embraced vegan offerings on its menus around the globe, inspiring the company to offer more options.The vegan meals won’t have animal meat, dairy, eggs or honey. They will be made from vegetables, fruit, nuts, grains and legumes.The Associated Presslast_img read more

Katharine McPhee Donates 50000 To Hurricane Sandy Victims

first_imgWABC/NEW YORK talk-show host Geraldo Rivera hosted a live show November 12th at a The Salvation Army disaster relief site at Island Park, Long Island to raise money for Hurricane Sandy victims.Rivera was joined by the star of “SMASH” and former American Idol singer Katharine McPhee, who donated $50,000 through her McPhee Outreach charitable foundation.Stewart Rahr, the self-made pharmaceutical billionaire, called in live on the air and donated $50,000 to directly benefit Hurricane Sandy victims in the Rockaways section of Queens. Mr. Rahr is listed as #298 on the Forbes 400 according to Forbes Magazine. Rahr sold his pharmaceutical distribution company for $1.3 billion, and set aside $100 million to establish the Rahr Foundation with which he donates to many charitable causes.“I was born and raised in Queens and the devastation is just awful. I am pleased to be blessed to help some of the people who have been harmed by Hurricane Sandy and want – and need – to do more to help people,” said Stewart Rahr.“Too often, successful people forget the struggles of others, but not Stewart Rahr the philanthropist. Stewart is someone I am happy to call a friend – he is thoughtful, enormously generous, and deeply compassionate. Everyone involved in raising money for victims of Hurricane Sandy deeply appreciates the one and only Stewart Rahr,” said Geraldo Rivera.last_img read more